Economy

Housing costs and affordability

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Analysis

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Early reports

Poll

Should local zoning rules be loosened to allow more apartments?

Poll

What would do most to make housing affordable?

How the odds moved

What will the 30-year fixed-rate mortgage average in the United States be on February 25, 2027, according to Freddie Mac?

Below 6.0% 25%6.0% to 7.0% 54%Above 7.0% 21%

No moves yet. The odds change only when one of the events below is confirmed by at least two outlets or an official source.

What would move the odds

These are possible future events Zoose is watching for, not news. None has happened unless it is marked Confirmed.

  • Possible · not happened 65% chance
    Fed cuts rates by 25+ bps in December If it happens: ↑ Below 6.0% ↓ Above 7.0%
    Will it happen by Feb 25?
  • Possible · not happened 18% chance
    10-year Treasury yield drops below 3.5% If it happens: ↑ Below 6.0% ↓ 6.0% to 7.0% ↓ Above 7.0%
    Will it happen by Feb 25?
  • Possible · not happened 12% chance
    Year-over-year CPI exceeds 3.0% in January If it happens: ↑ Above 7.0% ↓ Below 6.0%
    Will it happen by Feb 25?
  • Possible · not happened 25% chance
    Existing home sales increase 5% month-over-month If it happens: ↑ Below 6.0% ↓ Above 7.0%
    Will it happen by Feb 25?

Started at 25% / 54% / 21% on Oct 19. Each event can fire once.

Make your forecast
Scenarios to Feb 25, 2027

What will the 30-year fixed-rate mortgage average in the United States be on February 25, 2027, according to Freddie Mac?

Below 6.0% 25%
6.0% to 7.0% 54%
Above 7.0% 21%
Your call: 65%

Odds move when a signpost is confirmed by the news.

Discussion

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  1. New forecast: What will the 30-year fixed-rate mortgage average in the United States be on February 25, 2027, according to Freddie Mac? Starting odds: Below 6.0% 25%, 6.0% to 7.0% 54%, Above 7.0% 21%.

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PollHousing

Should local zoning rules be loosened to allow more apartments?

PollHousing

What would do most to make housing affordable?